Humana Cash Cancer Plans and Humana critical illness insurance
A diagnosis of cancer can be emotionally, mentally and physically overwhelming. Unfortunately, it can also be financially overwhelming for cancer patients and their families.
Don’t Let Non-Medical Expenses Harm your Family
Even if you have health insurance, typical coverage will not address all of your expenses. According to some studies, non-medical expenses can account for up to two-thirds (2/3) of the cost of cancer. These non-medical expenses, which are not typically covered by health insurance, include co-payments, deductibles and co-insurance. There are also the daily living expenses that need to be addressed—often at a time when the primary income earner is unable to work.
Even if you are able to survive cancer, the cost of the treatments and loss of income can have a devastating effect on your finances. Many cancer patients, even those with good health insurance coverage, have been forced to file for bankruptcy because of the bills they have accrued while they were fighting cancer.
This is why many people have begun turning to “Cancer Insurance”.
Cancer insurance reduces the financial burden brought to the family of the patient and it also offers immediate benefits. Other plans offer annual wellness benefit and cover alternative cancer therapies.
One of the top cancer insurance providers is Humana critical illness insurance, which through its subsidiaries and network of distributors, help millions of policyholders create a better and more secure future.
“Humana’s Cash Cancer”or Humana critical illness insurance Policies offers a competitive cancer health insurance since the premium paid shall be returned after a certain time frame such as 25 years if the insurance has not been used. And if the insurance had been used but received less than of what has been paid, the difference amount could also be refunded. This is a win-win situation both for the company and the policy holder as this insurance plan can also become an investment channel. Since insurance really should not be used as an investment vehicle consider the investment to be an investment in your health should something occur, rather than investment for retirement!
Return of Premiums or ROP is offered but does cost more if wish for that option, it is available, before deciding what policy to take speak to a licensed Humana agent by scheduling an appointment by simply filling out a get quote form or calling 561-210-5822.
Some of the important benefits offered by Humana critical illness insurance policies include the following:
- Express payment up to $50,000 upon diagnosis of cancer OR
- Critical illness Insurance Covering more than just cancer such as Heart attack, stroke and more.
Finding the right insurance plans to help your family handle medical emergencies and prepare for the future can be difficult and confusing. The good news is that you’re not alone. At www.CriticalIllnessPolicies.com, we can help you explore your best options and tailor a plan to meet your needs. Call us now at 1-561-210-5822 and speak to our experienced and helpful agents to get the answers you deserve. If wish a full critical illness policy inclusive of cancer including heart attack stroke coma paralysis and more click here to see the Humana critical illness insurance benefits.