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PROBLEM

Health insurance rates will continue to skyrocket in wake of new Health Care Reform; insureds fear raising to high deductibles causes a new concern to justify lowering premiums.

SOLUTION

Critical illness insurance or critical care insurance is the affordable solution to high cost or high deductible Health insurance.

FACT

Did you know… ? More often than not, you can actually save money on your health insurance premiums and get more coverage by getting a separate critical illness policy.

Get a Free Quote

Health conditions are the cause of over 60% of all bankruptcies. Ensure you and your family are protected. Fill out the brief form below to request a free insurance quote.

Startling Statistics

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Nearly 20% of all Americans will suffer a critical medical illness before age 65.

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Approximately 3 million (3,000,000) cases are diagnosed a year.

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As a result this is what causes more than 60% of all bankruptcies today and 78% actually had health insurance. This could have been avoided with a Critical illness policy.

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Average bankruptcy amount for medical bankruptcy filing was under $15,000.

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TIP: ALWAYS get critical illness insurance policy SEPARATE from your major medical.

Dr. Marius Barnard

“If you have a heart attack and your financial health is affected, your doctor cannot cure your financial problem. I am not a life insurance agent, I am a doctor. I tell my patients that I will take care of them physically, but Critical Illness Policies is a net to help them when they need financial assistance.”

Dr Marius Assisted in the first successful human to human heart transplant / Founder of Critical illness insurance.

Critical Insurance Policies

Health Insurance may treat your illness, but Critical Illness Insurance and Supplemental Health Insurance products help you and your family survive it. Health insurance does not cover everything. In fact, the MAJORITY of all personal bankruptcies today were due to medical, and most of those individuals (whopping 78%) had traditional major medical health insurance plans in place.

Partial list of ways critical illness insurance benefits can be used:

  • Replacing loss of income (3/6/12 months to recuperate)
  • Car/auto payments
  • Mortgage/rent
  • Insurance premiumscritical illness insurance helps pay medical bills
  • Groceries and essentials
  • Housekeeping or childcare expenses
  • Utilities such as Electric/Gas
  • Credit card payments
  • Funding College education(continuing)
  • Home and auto modifications
  • Keep your business going in your absence
  • Maintaining your family’s everyday quality of life
  • Lost income of  spouse (often wishing to be by ones side)
  • Protecting any savings, retirement funds, preventing loss of assets or bankruptcy

Continued on:
Is it worth it? | Statistics | Cover | Cost

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