Compare Critical Illness Insurance Companies and policies by chart. Ratings denotes rank from AM Best. Information changes and updates, quotes or appointments contact 561-210-5822. Cancer plans displayed in chart are indicative of cancer lump sum only policies. Simplified (or Simp) underwriting denotes a lab testings not required. Full underwriting or the term ‘Full’ (where noted) suggests Lab or urinalysis likely be required by carrier and approval subject to outcome of results.
COMPANY | YEAR | RATING | BENEFIT / UNDERWRITING | ISSUE AGE |
COLORADO BANKERS LIFE Critical illness and Life |
1974 |
A |
$0-$100,000 SIMPLIFIED 101-$250,000 IS FULL |
18-65 |
ASSURITY LIFE Simplified Underwriting CII |
2003 |
A- |
$5,000 – $50,000 SIMPLIFIED
|
18-59 |
ASSURITY LIFE Full underwriting CII |
1997 |
A- |
$51-$500,000 OR AGE 59 + |
18-64 |
CONSECO CII OR CANCER ONLY
|
1979 |
B |
$10,000 -$70,000 SIMPLIFIED |
18-85 |
MUTUAL OF OMAHA CII OR CANCER ONLY
|
1909 |
A+ |
$0-$99,000 SIMPLIFIED $100+ FULL |
20-64 |
HUMANA ONE CII
|
1961 |
A |
$5000-$50,000 SIMPLIFIED |
0-64 |
HUMANA ONE CANCER ONLY |
196 |
A |
$10, $20, $25, $30, $40, $50 SIMPLIFIED |
0-69 |